Welcome to MiraPay. By using our services, you agree to these Terms & Conditions. Please read them carefully.

1. Eligibility

You must be at least 18 years old and legally able to enter into agreements to use MiraPay. We may require KYC verification to enable certain features.

2. Account & Security

You are responsible for maintaining the confidentiality of your login credentials and transaction PIN. Notify us immediately if you suspect unauthorized access to your account.

3. Payments & Transfers

All transactions are subject to applicable limits, fees, and compliance checks. You authorize us to initiate transfers and process payments per your instructions.

4. Fees

Fees may apply to certain services (e.g., transfers). We will disclose fees before you confirm a transaction.

5. Prohibited Activities

Do not use MiraPay for illegal activities, fraud, money laundering, or any actions that violate applicable laws or regulations.

6. Compliance & KYC

We may request information to verify your identity and comply with regulatory obligations. Failure to provide accurate information may limit or suspend access.

7. Limitation of Liability

To the maximum extent permitted by law, MiraPay is not liable for indirect, incidental, or consequential damages arising from your use of the service.

8. Changes

We may update these terms from time to time. Continued use of MiraPay after updates constitutes acceptance of the revised terms.

9. Contact

For questions, please contact support via the email provided in your account or app footer.