MiraPay respects your privacy. This policy explains what data we collect, how we use it, and your choices.

1. Information We Collect

We collect account information (e.g., name, email), transactional data (e.g., amounts, references), and device/usage data for security and analytics.

2. How We Use Information

We use your data to provide services, process transactions, detect fraud, comply with regulations, and improve user experience.

3. Sharing & Disclosure

We may share information with payment providers, banks, and regulators as required, and service providers under confidentiality obligations. We do not sell your personal data.

4. Security

We use technical and organizational measures to protect your data. No system is 100% secure, but we strive to safeguard your information.

5. Your Rights

You may request access, correction, or deletion of your data, subject to legal and compliance requirements.

6. Data Retention

We retain data as long as necessary to provide services and meet regulatory obligations (e.g., record-keeping requirements).

7. Changes

We may update this policy periodically. Continued use of MiraPay after updates constitutes acceptance of the revised policy.

8. Contact

For privacy inquiries, contact support via the email in your account or app footer.